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Because money doesn't grow on trees (even though it seemed to in 2005), easy money and mindless acquisitions are no longer. Instead, hard-earned dollars and thoughtful purchases are the way of our world, which means everyone is focused on necessities and saving a buck. Here are 18 ways to consider cutting costs now.
- Weigh quality against cost. Buying items that will last many years is a better value than buying cheaper goods that will fall apart and require immediate replacement.
- Consider going to beauty schools and institutes of natural aesthetics and massage for your (discounted) pampering needs.
- Donate instead of selling. You’ll get more money back from tax deductions than from yard sales.
- If you have a cell phone, consider dropping your landline.
- Learn to negotiate. Companies don't want to loose their customers and may be willing to cut you a deal to keep your business.
- Shop with a budget and a shopping list to avoid impulse purchases.
- Borrow books, music and movies from your local library - the selection is likely to be better than you think.
- Trim grocery bills by planning a couple of meat-less meals each week.
- Learn how to save energy and money at http://www.energystar.gov/index.cfm?c=tax_credits.tx_index.
- Find deals on prescriptions at pillbot.com or pharmacychecker.com.
- Compare your insurance rate to other available rates at www.insurance.com.
- Shop for used items at www.craigslist.org/about/sites or swap yours at www.freecycle.org.
- Negotiate your vacation at priceline.com or cheapcheapcheap.com.
- Calculate your budget at www.mint.com, https://www.pearbudget.com and http://www.justthrive.com/
- Discover online deals at dealnews.com, www.pricegrabber.com, www.gazaro.com, www.pricespider.com/index/aspx, shopittome.com, promotionalcodes.com www.freeshipping.org
- Find grocery store deals at http://www.redplum.com and http://coupons2.smartsource.com/smartsource/index.jsp?Link=5S2ZUA6PWPEPO.
- Get discount coupons for restaurants at http://www.restaurant.com/index.asp? and http://www.entertainment.com/discount/home.shtml.
- Find out which stations offer the best gas prices at http://www.gasbuddy.com/.
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